I have done over 10 bridge loans just in the last few years. I like helping people to get what they need. Not a big fan of stocks and bonds. Have been in real-estate buying and building homes, shopping center, office buildings, storage units etc. with partners. I have taken really huge risks and sometimes paid the price. So, at this age I have become a little more cautious and smarter about who deserves to borrow my hard-earned cash. I appreciate all you and Ari do to vet these folks [borrowers]. Thank you