Welcome Investors

Earn up to 12% returns with trust deed investments secured by California Real Estate!

Pacific Direct Mortgage is a Santa Rosa-based, family-owned private money brokerage who works with individual lenders and investors. We offer high-yield investments backed by real property across Sonoma County and throughout California, though we are not a fund.  Enjoy direct real estate investment opportunities, high ROI, and a trusted relationship built on transparency and experience

Why Invest With Us?


We’re a family-owned direct lender with over 3 decades of combined experience helping investors earn steady, higher returns through trust deed investments backed by solid California real estate.

High ROI – Earn upwards of 12% annual returns.
Secured by Real Estate – Every investment is backed by real property.
You’re in Control – You choose which investments to fund.
Transparency & TrustClear communication on every deal.
Fast & Professional – We move quickly and deliver on our word.

Investor Returns: Real Case Studies

Invest With Us

Encino (LA County) 

SOLD: Trust Deed of $550,000 @ 8% interest only for 11 months.
Loan to value is 23%
Private Investor Monthly Return = $3,666
Owner Occupied, Consumer Purpose Loan

Invest With Us

San Diego (San Diego County)

SOLD: First Trust Deed for $750,000 @ 10.5% interest only for 3 years.  
Loan to value = 55%
Private Investor Monthly Return = $6,562 
Owner Occupied Refinance, Business Purpose

Invest With Us

Petaluma (Sonoma County)

SOLD: First Trust Deed of $408,000 @ 11% interest only for 11 months.
Loan to value = 54%
Private Investor Monthly Return = $5,188
Owner Occupied, Purchase Bridge Loan

Invest With Us

Los Gatos (Santa Cruz County)

SOLD: First Trust Deed for $1,800,000 @ 12% interest only for 3 years with 6 months of prepaid interest.
Loan to value is 60%
Private Investor Monthly Return = $18,000
Non-Owner Occupied, Business Purpose Loan

Note: Investments in Trust Deeds secured by one or more interests in real property are subject to risk of loss.

Who Are Our Lenders?


Our investors are individuals who want strong, reliable returns while increasing passive income and diversifying their wealth. Many have been with us for over a decade: Investors seeking higher returns than banks or stocks; Professionals using IRAs for passive income; Individuals diversifying their portfolios; Friends and family of long-time clients – and you don’t need to be a big institution, just an accredited investor.


What Makes Us Different?


We’re not a faceless fund. We’re a local, family-run team deeply rooted in California real estate and lending. We only present opportunities we’d invest in ourselves, and we back every investment with full loan servicing through White Hat Servicing & Investments, a 5-star loan servicing company. That means your investments are managed from start to final payoff with transparency, care, and professionalism, giving you more protection and less stress.


Next Steps: Join Our Investor List


Step 1: Fill Out the Quick Form Below
Receive and complete a short state-required questionnaire.

Step 2: Confirm Accreditation
We’ll send you the required form to finalize.

Step 3: Start Receiving Opportunities
Be notified of high-yield trust deed investments across California.

Investor Contact Us

Your information will not be given out or sold. Only someone from our family company will review your email and be in touch soon.

You deserve an investment that actually performs. 


We’re here to make that happen — with honesty, speed, and experience.

Scroll to Top