Earn up to 12% Returns,
Secured by California Real Estate

Direct trust deed investments backed by real property, not a fund, with full transparency and experienced underwriting.

Secured by Real Estate
You Choose Your Investments
Consistent Opportunities Across California

30+ Years

Combined Experience

Family Owned

& Operated

Direct Lender

Not a Fund

Full Loan Servicing

Through White Hat Servicing

How Trust Deed Investing Works

1. Review Opportunities

See available trust deed investments across California.

2. Choose Your Investment

Select deals based on your criteria and investment goals.

3. Earn Monthly
Income

Receive payments through servicing while we handle the rest.

Get Access to Investment Opportunities

Investor Contact Us

Your information will not be given out or sold. Only someone from our family company will review your email and be in touch soon.

Real Investment Examples

Real deals. Real returns. Backed by California properties.

Invest With Us

SOLD

Example Loan

Encino (LA County) 

Loan Amount:
$550,000
Rate:
10.5%
Term:
18 Months
Monthly Return:
$3,666
LTV:
23%
Loan Purpose:
Consumer Purpose
Invest With Us

SOLD

Example Loan

San Diego (San Diego County)

Loan Amount:
$750,000
Rate:
10.5%
Term:
36 Months
Monthly Return:
$6,562
LTV:
55%
Loan Purpose:
Consumer Purpose
Invest With Us

SOLD

Example Loan

Petaluma (Sonoma County)

Loan Amount:
$408,000
Rate:
11%
Term:
11 Months
Monthly Return:
$5,188
LTV:
54%
Loan Purpose:
Purchase Bridge Loan
Invest With Us

SOLD

Example Loan

Los Gatos (Santa Cruz County)

Loan Amount:
$1,800,000
Rate:
12%
Term:
42 Months
Monthly Return:
$18,000
LTV:
60%
Loan Purpose:
Business Purpose

Many opportunities are fully committed shortly after release.

Why Investors Choose Pacific Direct Mortgage

Up to 12% annual returns, every dollar secured by real estate.
You stay in control of your funds while we handle fast, professional execution and keep you informed on every deal.

Not a Fund. A Direct Investment Approach.

You review and choose each investment, no blind pools.
We only present deals we’d fund ourselves, and we service each one from start to payoff.

Preview Upcoming Trust Deed Opportunities Before They Go Out Broadly*

We provide access to a dedicated platform where you can view upcoming and recently funded trust deed opportunities across California, giving you more visibility and control.

See opportunities before wider release.
Review key loan and property details.
Reinvest quickly after payoffs.
Express interest based on your criteria.
Stay organized and plan ahead.
*Portal access by special approval only.

Who This Works Best For

Passive Income
Investors

IRA & Retirement
Investors

Real Estate Focused
Investors

Those Seeking
Alternatives

Get Started in 3 Simple Steps

Join the
Investor List

Complete the short form.

Review Available
Opportunities

We provide access to deals and offers.

Fund When
Ready

You choose. We handle the rest.

Investor Contact Us

Your information will not be given out or sold. Only someone from our family company will review your email and be in touch soon.


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