How to Get a Home Loan When the Bank Says No
Turned down by a bank? You still have options. Non-QM loans look at the bigger picture, like bank statements, assets,
Videos
Declined Loan? Private Money May Keep the Deal Moving
A declined loan does not always mean the transaction is over. When a borrower does not fit traditional lending guidelines,
Declined Loan? Private Money May Keep the Deal Moving Read Post »
How to Invest in Trust Deeds | Consistent Returns with Real Estate
For over 30 years, Pacific Direct Mortgage has connected investors with trust deed opportunities backed by California real estate. Our
How to Invest in Trust Deeds | Consistent Returns with Real Estate Read Post »
Good Income But Still Denied for a Mortgage?
Many borrowers are financially strong but still struggle to qualify through traditional lenders. Self employed income, tax deductions, 1099 earnings,
About Pacific Direct Mortgage | Private Money Lenders in California
We are Ken and Ari Walker, husband and wife team and founders of a private money lending company based in
About Pacific Direct Mortgage | Private Money Lenders in California Read Post »
DSCR Loan Explained, Qualify Using Rental Income, Not W2s or Tax Returns
DSCR stands for Debt Service Coverage Ratio. Instead of digging into your personal income, a DSCR loan looks at the
DSCR Loan Explained, Qualify Using Rental Income, Not W2s or Tax Returns Read Post »
Hard Money Purchase Loans Explained. How to Buy Fast When Banks Slow You Down
Buying a property often comes down to speed and flexibility. In this video, we explain how hard money purchase loans,
Hard Money Purchase Loans Explained. How to Buy Fast When Banks Slow You Down Read Post »
Private Money Refinance & Cash Out Loans | Get Approved When Banks Say No
If your loan is coming due or you need cash out but the bank said no, this video explains real
Private Money Refinance & Cash Out Loans | Get Approved When Banks Say No Read Post »
How to Use Your Home Equity to Build an ADU in California and Create Extra Income
Learn how to build an ADU in California using the equity in your home. In this video, Ari and Ken
How to Use Your Home Equity to Build an ADU in California and Create Extra Income Read Post »
Found Your Dream Home Before Selling? Watch This First!
Ever been stuck between buying your dream home and selling your current one? You’re not alone and that’s exactly what
Found Your Dream Home Before Selling? Watch This First! Read Post »
Realtors: Close More Deals with Private Money Loans | California
Every realtor has faced it — a buyer’s financing falls through days before closing, or a seller needs to move
Realtors: Close More Deals with Private Money Loans | California Read Post »
How Pacific Direct Mortgage Helps Brokers Close More Deals
Pacific Direct Mortgage is a family-owned private lending company in Northern California, helping brokers, borrowers, and investors find creative solutions
How Pacific Direct Mortgage Helps Brokers Close More Deals Read Post »