In California, a jumbo loan is a mortgage that exceeds the conforming loan limits set by the Federal Housing Finance […]
Understanding Jumbo Loans in California: 2025 Limits and Key Details Read Post »
Important Newsletter for Private Lenders:Insurance Payment Process and Escrow Accounts I have been keeping Los Angeles in my thoughts during
Insurance Payment Process and Escrow Accounts Read Post »
At Pacific Direct Mortgage, our journey from real estate agents and house flippers to leaders in hard money lending is
Hard Money Lending: Our Family’s Story and Its Benefits Read Post »
The California housing market is poised for an eventful year in 2025. According to the California Association of Realtors (C.A.R.),
2025 California Housing Forecast: Rising Prices & Affordable Loan Options Read Post »
Key Factors Driving High Home Prices in California California’s housing market is among the most expensive in the U.S., driven
Why Is the California Housing Market So Expensive? Read Post »
California homeowners pay an average of 0.4% of their home’s value annually in insurance premiums, but costs can vary significantly
Why Are California Home Insurance Premiums So High? Key Factors Explained Read Post »
Private Lender Newsletter Forbearances, Modifications and Extensionsof Existing Loans – Senate Bill 1146 Senate Bill Signed into Law: Big Changes
Forbearances, Modifications and Extensions of Existing Loans – Senate Bill 1146 Read Post »
The California housing market forecast for 2025 reveals a mix of growth, stability, and challenges across regions. Here’s a concise
California Real Estate Market Forecast 2025: Trends & Predictions Read Post »
California’s housing crisis continues to demand solutions, and 2024 introduced significant updates to housing legislation aimed at easing development and
2024 California Housing Legislation: Key Bills to Tackle Housing Shortages Read Post »
The U.S. real estate market has hit a standstill, earning a new label: STUCK. As coined by Bigger Pockets, this
Real Estate Slowdown? Smart Strategies for Savvy Investors Read Post »
