Get fast funding and paid full commissions. We’re here to work with you, when your Homebuyer or Borrower doesn’t qualify with your underwriting guidelines or disqualifies themselves prior to you being able to fund (credit issues, property condition, DTI ratios, etc.).
Pacific Direct Mortgage is a family-owned company specializing in offering fast, flexible and reliable private money loans to fellow Brokers, Lenders and their clients. Whether your client is looking to get financed for a purchase or refinance – primary residence or investment property – we have tailored solutions and personalized services to benefit you & your clients. Call today 707-708-0797.
Why Choose Us
With decades of experience in the industry, we understand the complexities of the market. We offer flexible loan programs to meet the unique needs of each client, ensuring maximum benefit for brokers and lenders alike. Our streamlined approval process ensures quick decisions and fast funding, empowering you to seize opportunities without delay. We prioritize long-lasting relationships with our broker partners through quick & transparent communication and no hidden surprises.
Our Programs
Real Estate Loans: Flexible financing options for residential properties (single family & multifamily houses), smaller commercial properties & some bare land.
Bridge Loans: Short-term financing solutions to help homeowners move from their current home to a new primary residence, before needing to sell.
Specialized Funding: Tailored loans for unique Borrowers and non-traditional investments that are real estate related. For more information review our program guidelines.
Our Process
Send us your scenario: Email your scenario, or give us a call, with what it is you are looking for and we will send you a quote. Send over such things as address, estimated value, loan size desired, and whether it’s a first or second mortgage.
Quick Approval Process: After accepting the quote outlining how we can assist, we provide a concise list of the minimal documentation our Lenders need for final underwriting and approval.
Fast Funding & Support: Once our Lender(s) provide final approval for us to prepare Loan Docs for signing, we send Hard Money Loan Documents to Escrow for signing and funding. Our team will be there every step of the way to provide a smooth transaction from start to finish.
If you need help with getting a Private Loan for a refinance or purchase, click here to quickly send us your scenario and we’ll get back to you promptly!
Rate and Fees
Our Lender rates typically range between 9% to 14%, contingent on factors such as loan-to-value, property condition, and Borrower. Loan Origination fees vary based on the size of the loan. Processing ($995), Loan Docs ($595), and Underwriting ($1,000) fees are set for each loan.
We have hundreds of individual Investors (Lenders) who fund loans through us. With each quote we provide to you, we strive to get you and your client the best rate they will offer.
Get Started Today:
Contact us today to discuss your client’s financing needs and discover how you can partner with Pacific Direct Mortgage for your client’s benefits with our reliable private money loans. We look forward to doing business with you in the near future!