Purchasing or refinancing a home of your own?

Your Direct Private Money Source! FAST Private Money Mortgages.

Let’s get you that financing you need! We can provide you with customized real estate financing! If you need fast financing, we can help. If you have been turned down elsewhere (credit issues, difficult to prove income, property condition, debt to income ratios high, etc.), we have programs for this as well!

At Pacific Direct Mortgage, a trusted family-owned company with decades of real estate & lending experience, we pride ourselves in delivering fast, flexible, and dependable Private Money services. We fund loans for both primary residences and investment properties, with loans ranging from $100,000 to $2,500,000. We have successfully assisted thousands of Borrowers & Buyers in securing the funding they need.

Avoid loan complications and choose us for a smoother experience!

Reach out today by calling 707-708-0797 or submit your scenario below so we can promptly get back to you!

SUBMIT YOUR scenario HERE

Why Choose Us?

Our flexible & personalized Private Money loans (also known as Hard Money) require limited qualifications with less documentation. Experience a fast approval & funding process, achieving a smoother refinance, cash out or purchase transaction for you.

Our trusted loan programs can empower you to seize opportunities and overcome financial hurdles efficiently.

Our Loan Programs

Purchase Loans: We can provide loans for both Residential and Investment properties.

Bridge Loans: Need to purchase a new property before you sell your existing home? We have a program for that!

Fix-and-Flip Loans: Limited documentation required for our refinance programs. With programs available for investment properties, primary residences, and second homes!

Refinance & Cash Out Loans: Our Private Loan programs allow cash out! Need to pull cash out of your home, or an investment property? We can do that.

Our Private Money Loan Process

Apply Online: Fill out a simple application form and receive a quote. You can also call one of our team members to discuss your loan request and get a loan estimate to fit your needs.

Provide Any Needed Documentation: A simple list of the few items needed to get your loan done will be provided to you to gather and send back.

Get Approved Quickly: Provide the limited documentation and receive a fast decision.

Close Fast & Receive Funds: Get support throughout the process and quickly receive your loan funds.

Frequently Asked Questions

What is a private money loan?

A private money loan is a type of short-term financing provided by private investors, typically used for real estate transactions and generally provided through a licensed Broker.

How quickly can I get funding?

Our streamlined process from start to finish averages 2 weeks, with many completed in less.

What are the eligibility requirements?

Our Lender’s main qualification is based on the property’s as-is value and its equity, rather than credit scores or income verification.

How do I apply for a loan?

Simply complete the short contact form below or call us directly at 707-708-0797 to get started. We hope to be able to help!

Apply for a Loan Now

We are ready to help you, a friend or family member when needed! Discover for yourself the many benefits of Private Money loans through our family-owned company. We hope to get the opportunity to work with you in the near future!